see also:

• is your photograph legal and ethical?
• how to reduce your risks in lightning storms
• how to reduce your risks in the event of a tornado
• bushfire safety
• Youtube - tips on shooting dilapidated buildings
• 2018 causes of deaths chart by taking selfies - drowning is far and away #1, then falls, then train accidents

• photographers often place themselves and their subjects in hazardous situations without adequate safety risk assessment and management which would probably have them fired from a usual workplace for disobeying standard OH&S policies and procedures
• each week we hear of bloggers dying or being seriously injured in recklessly attempting to gain those extra thousands of Instagram followers and keep their blogs “exciting”, but there are also more insiduous health risks of which many are not aware.
• even apparently minor abrasions or wounds to the legs in rivers and oceans can result in nasty bacterial infections which require special antibiotics to treat.
• do you have insurance for yourself (eg. travel insurance), and will this cover you for your “high risk” activities
• do you have public liability insurance?
• the international traveling model or photographer
  • international travel increases risk due to unfamiliar situations and cultural expectations and behaviours compounded often by lack of sleep and exhaustion
  • international travel represents particular problems in that the traveler is unlikely to be able to receive free or discounted health care, and it may be that travel insurance may not cover particular circumstances such as high risk activities or perhaps even work-related injuries, potentially leaving the injured substantially out of pocket unless they have their own insurance to cover this scenario - which unfortunately many don't.
  • this also makes potential legal cases far more expensive as they tend to be long drawn out affairs requiring travel back to that country.

• most photographers hire a model for a single shoot at a time with no ongoing employment contract, this means the model or the model agency if that who is to be paid, is an independent contractor and NOT an employee of the photographer, and as such, by law in Australia¹⁾, the model or agency usually bears responsibility and liability for any poor work or injury sustained while performing the task.
  • thus the model (and agency) should have their own insurance to cover injury / disability and public liability
  • HOWEVER, if the injury occurred in a registered motor vehicle then health costs and rehabilitation costs may be covered by the Transport Accident Commission (TAC) as part of Australia's compulsory Third Party insurance scheme with the motor vehicle registration (exceptions to this include if the accident happened on a work related event and the injured is an employee in which case the state WorkSafe or equivalent may cover it instead)
• the photographer, by law, would be expected to provide a reasonably safe place to work
  • The model may have a case of suing the photographer on the grounds of negligence but this is likely to be a costly, long drawn out process and any benefit to the model if successful may be dependent upon whether the photography has public liability insurance which covers the alleged negligence or whether they have money. Such action is also likely to require the model to declare income to the court and this risks a claim by the tax office for un-taxed income if the model has not declared this income to the tax office.
  • a birth photographer dropped her lens cap from her pocket into the gaping vagina where it was not discovered until some weeks later which may be leading to legal action - see here
• property damage or loss
  • usually the most expensive components of a shoot is the photography gear, and the photographer will hopefully have that insured.
  • if there is property damage to third parties then public liability insurance may cover this.
  • if a model suffers damage or loss to their clothing, props or other items, then depending upon the circumstances this may be partly or fully compensated by the photographer to maintain good will
    • however, it would be unreasonable to expect the photographer to pay for a lost or damaged smartphone which was not part of the shoot and the photographer was not involved in the damage or loss (if however, the photographer provided a “safe” storage and it was stolen from there, then perhaps the photographer should compensate)

• most animals will not attack humans unless they, or perhaps more importantly, their offspring, are being threatened or hurt eg. bears
• some animals will prey on humans in an opportunistic manner - eg. crocodiles, lions, sharks, etc.
• the large animal which causes the most deaths to humans is surprisingly, the hippopotamus
• but there are also small animals, often venomous ones which pose great dangers for the unwary or unprepared such as:
  • venomous snake bites
    • Australia has most of the world's top 10 most venomous snakes - but they will generally only bite humans if we step on them or try to handle them or get too close to them.
  • venomous sea creatures - jellyfish, stone fish, cone shells, etc
  • venomous spiders such as the Sydney Funnel web
  • insects - mosquitoes,, ants, bees, ticks, etc which may cause life threatening allergic reactions, or transmit diseases such as malaria or dengue fever, and the many encephalitis viruses

• shooting in dilapidated buildings is a great opportunity for many photographers but doing so comes are considerable risks if one is unprepared:
  • falls from broken supports, stairways and flooring, and hidden dangers such as wells full of water
  • soft tissue injuries from the many sharp objects - and risk of infection and tetanus
  • industrial sites are often contaminated with various poisons
  • inhalational risks:
    • asbestos
    • dry pigeon droppings may cause hypersensitivity pneumonitis which if recurrent may result in permanent lung disease
    • leptospirosis from rat urine
• self-created inhalational risk shooting models with throwing flour, etc into the air
  • there is a risk of permanent lung disease from inhalation of certain types of airborne particles
• exposure to toxins in lakes
  • https://fstoppers.com/news/instagrammers-hospitalized-after-jumping-poisonous-lake-392112

• this is most likely in the studio when using AC voltage lights, heaters, etc
  • ensure there are earth leakage shutoff devices installed
  • take particular care with water around AC devices
• great care must be undertaken if use of fire will be incorporated in a shoot
  • things can rapidly go disastrously wrong, especially when in a hurry
  • in many regions, a special training and licence is required for use of fire (eg. as in fire-twirling)
  • see Robyn Lee's flame burns from liquid paraffin fire shoot
• see also how to reduce your risks in lightning storms
• see also bushfire safety

• subjects just love to pose on top of boulders, cliff edges, at the top or bottom of waterfalls, and on ocean rock platforms which have the added risk of the occasional massive rogue wave sweeping them into the ocean
• most rocks when wet are extremely slippery - ankle injuries, head injuries, broken arms and even falling into the current and drowning or being taken over a waterfall are significant risks
  • in mid 2018, a female blogger fell into a river at the top of a waterfall, her two male bloggers dived in to save her but all three perished over the waterfall
• rocks are very unforgiving objects when it comes to crashing your skull against them
• when shooting at sunset, remember to bring a good head torch for the walk back to the car in the dark!

• photographers often push boundaries, drive in unfamiliar areas, often at high risk times for animal impacts (at sunrise, sunset, at night), and often get distracted by navigational issues or potential photographic opportunities they note as they are driving past.
• make sure the driver is not the one being distracted and slow down in high risk times
• if stopping the car for a photo:
  • make sure it is safe to do so and that there is minimal risk of the next car hitting you
  • many roads have steep ditches - it is easy to roll your car over the edge if you get too close!
• NB. rental car hire insurance does NOT usually cover you for driving at night outside urban areas, nor for reckless driving
• in 2019, a 36 yr old well known storm chase photographer hit a deer on a highway leaving his car immobilised on the highway so he sought safety by going into the roadside ditch to await help, unfortunately a car swirved to miss his car, ended up in the ditch and killed him.
• in Australia, kangaroos account for 90% of car impacts with animals, swirving to avoid the animal can result in a more serious accident by hitting a tree or on-coming car at speed or having the car roll over.

• bad people
  • an extreme minority of people purposely attack photographers to gain their equipment even in Western countries - this may be at gun point
  • photographers have been murdered at some popular tourist sites at sunrise when there are few others around - eg. in the USA
• impoverished countries
  • when your camera gear equates to one year's salary to these people, expect that some people will attack you for your gear - this may be with planned attacks by local gangs or solo opportunists
  • it pays to take discrete, small gear such as Micro Four Thirds system and not flaunt your wealth - or even display a mobile phone in public!
• angry people
  • taking photos of people without consent or behaving “offensively” can make some people outraged enough to attack you - you need situational awareness so that your behaviour does not create offence
• opportunistic predators
  • if you are careless with your expensive camera gear, don't be surprised if someone tries to steal it - and if caught in the action, there may be a violent altercation in which you may come off second best!
• high risk environments
  • eg. war zones, human conflict

• many areas are without mobile phone access, and it is incredibly easy to get lost (your smartphone battery runs out and you didn't bring a map and compass) or incapacitated (eg. by a fractured ankle, allergic reaction, heart attack, snake bite, or a vehicle breakdown)
• getting stranded in a hot environment runs a massive risk of dehydration and heat illness
• getting stranded in a cold environment runs a risk of hypothermia
• be prepared